Kathmandu. Mamta Mishra of Khairenitar, Chitwan, is a teacher by profession. After completing her graduation, she taught in a private school for years. Mamta, who had a keen interest in teaching, did not get a lucrative salary while teaching in a private school. During this time, his life as an insurance agent took a new turn with the advice of his sister Kabita Neupane.

Kavita’s advice that ‘you have a good relationship with the parents of the students in your school, the agent profession is the best fit for you’. Following her sister’s guidance, she got an agent license from the then Sanima Reliance Life Insurance and started visiting the houses of her parents.

There was no question of rejecting his proposals when he met the parents who wanted to secure the future of the students. With this activism, Sanima became one of the agents selling the highest number of insurance policies in Reliance. Within the first month of starting work, she was appointed agency manager.

After completing her graduation, Mamta worked in a private school for a long time. Now she is teaching in a government school. In her first year, she was able to win various awards from the company in the first year of her journey of continuous success since 2077.

I got my first Agency Manager Award in 2077,” she recalls with pride. Mamata’s daily routine is busy. She insures at least 6-7 people a month. Being a teacher, parents have strong faith in him.

He never had the ambition to meet the big targets given by the company by getting big insurance. Even if the premium is Rs 10,000, she does not stop chasing. Even a small income from the agent profession makes him satisfied.

Rather than raising premiums, his focus is on “how many families will insist on insurance coverage”. Since students are at the center, many of their policies are small premiums. However, she never lagged behind in numbers. He has not had less than 50 policies issued in any of his years.

As a result, Sanima is always the second top insurance agent in the Tadi branch of Reliance Life. Like Kalpana Bista, Mamta is also one of the leading agents in the company. Mamata’s style of working is somewhat different from others, a strange way of connecting parents through students. Many agents target friends or relatives. But Mamata meets their parents through students.

She also explains the importance of insurance to both parents at the same time. “Insurance is savings,” she says, adding that the maturity of the policy will greatly help in the future for the children’s higher education and social work, marriage and other essential expenses. ’

In this way, she not only saves from insurance, but also explains to the parents about the coverage of future accidents and fatalities. ‘Mero Heart Life Insurance’ Her favorite policy Sanima recommends Reliance Life Insurance’s ‘Mero Heart Life Insurance’ plan to her parents.

Unlike other agents who occasionally lose contact with previous clients, Mamta is in constant touch with her students. Therefore, she is considered to be ‘always active’ in the field of agents. The formula for his success is simple: “First of all, I go to my student’s house, understand the financial situation, and then I explain insurance as savings. ’

Because of her trust with her students and parents, she sees the agent profession not just as an extra income, but as a service that helps secure her future. Today, Mamta Mishra is not just a teacher or an agent, she is one of those people who continues the enterprise of securing the future of each family, spreading financial awareness in her community.

Savings made now will be more in the future, which will be a big support for your child’s future,” says Mamta. Many families are easily convinced when they explain to their parents that they don’t have to look for loans for higher education, marriage and other important expenses. Especially when she is not able to meet her parents in school, she goes door-to-door teaching insurance, which has made her busy but fruitful daily routine.

She says, “If there is only one person in someone’s house, I will not get insurance, I will inform both husband and wife about the process.” He thinks that there should be no conflict in the family due to money as financial issues are sensitive. That’s why she devotes her entire time to insurance, except for school hours.

After school, she goes to the home of the insured family to teach insurance and does not return home without meeting two or three families a day. She says that the biggest basis of her success is the support of her family. She feels that with the help of her in-laws and husband, it has been easy for her to overcome every challenge.

My husband has been living in Japan for a few years and is now involved in beekeeping in Nepal. If there is any uncomfortable situation related to insurance, her life has become very easy as her husband makes it easy, from taking her to the meeting and looking for the necessary solution.

She never had any ambitions to become an MDRT or bring in a big-money policy. She is more likely to go to households with modest incomes, which is why she is always at the top of the number of policies issued.

“I want to reach out to as many households as possible and insure students,” she says, adding that this is her specialty even though she is not far ahead in earning insurance premiums. Her goal is to cover more than a thousand children, and she plans to make insurance a profession at the end of her life.

Over the past few years, she has insured many school and community children. During this time, there is no dearth of people who trust, respect him and invite him home for tea.

Sanima Reliance Insurance Company continues to motivate him with the awards and incentives given to him as the best agent. According to him, an agent is not only an intermediary, but insurance is essential for all people. “Insurance provides regular savings and eases the financial burden in the future,” she says.

Insurers often trust the agent rather than the company, so they feel relieved when they show the insurance they have done. She considers herself very fortunate that the family she goes to will return with insurance.

He feels that even in the house where the income source is weak, one can be convinced to get a minimum insurance of one lakh rupees. “There is no one in our society who cannot pay five to six thousand annually. Therefore, I would like to understand their source of income and suggest that they should be insured for savings. ” she says.

She says that she has not had to expect anything from anyone so far, which is why she has been successful in this field. Another feature of his is that the policies in question are maintained till the end. None of his policies have lapsed or surrendered.

Even after the insurance, she is in regular contact with the insured, meets with them, reminds them of the renewal date. Due to such positive behavior, the number of people coming to him for insurance is increasing.

After insuring more than a thousand people, I will be fully dedicated to the insurance profession,” she says. Financially independent, she enjoys a simple lifestyle, which can be easily absorbed by a normal family.

Stating that the branch has full support, she says, “I go to my doorstep to get insurance whenever I get time.” I have been able to insure many parents in this journey, which is my biggest achievement. ’