Bank’s bad loans go up by 5 percent due to weak recovery, which is how much?

लगानी न्यूज

१५ माघ २०८२, बिहीबार १६:५२January 29, 2026

. The non-performing loans (NPL) of commercial banks have increased due to increasing problems in the loan recovery process. As of the second quarter of the current fiscal year, the average NPN of 20 commercial banks has increased by 5 percent.

In the same period of the last fiscal year, the average bad loans of commercial banks were 4.49 percent.TAG_OPEN_div_37 The average NPA increased by 0.59 percentage points in a year.

Himalayan Bank Limited (HBL) has the highest number of bad loans in the review period.TAG_OPEN_div_35 The bank’s loan has reached 7.96 percent. The bank’s bad loans increased by 2.98 percentage points compared to the previous year. It is followed by Prabhu Bank (7.94 percent), Nepal Investment Mega Bank (7.90 percent) and NIC Asia Bank (7.47 percent).

Similarly, the NPA of Kumari Bank Ltd (6.92 percent), Citizens Bank International Ltd (6.86 percent), Prime Commercial Bank Ltd (6.38 percent), Laxmi Sunrise Bank Ltd (5.50 percent) and Nepal Bank Ltd (5.34 percent) also declined.TAG_OPEN_div_33

Similarly, Global IME Bank holds 4.91 percent, Agricultural Development Bank 4.65 percent, NMB Bank 4.56 percent, Rastriya Banijya Bank 4.36 percent, Nabil Bank 4.25 percent and Machhapuchchhre Bank 4.25 percent.TAG_OPEN_div_31

Everest Bank Ltd. has the lowest NPL of 0.6 TAG_OPEN_div_29 8 percent during this period. Standard Chartered Bank Nepal Ltd (1.88 per cent), Nepal SBI (2.64 per cent), Sanima Bank (3.63 per cent) and Siddhartha Bank (3.45 per cent) were the top gainers in the review period.

Out of 20 banks, 8 banks have been able to reduce bad loans.TAG_OPEN_div_27 Amid a challenging recovery environment, some banks have improved risk management and kept bad loans under control ।