NMB Bank’s profit drops by 20% due to increase in impairment charge, what are the other indicators?

लगानी न्यूज

२१ कार्तिक २०८२, शुक्रबार ०६:३६November 7, 2025

. NMB Bank’s net profit has decreased in the first quarter of the current FY. Although the net interest income of the bank has increased, the net profit has decreased due to the increase in impairment charges.

In the first quarter of the current FY, the bank earned a net profit of Rs. 91.59 crores.TAG_OPEN_div_24 The bank’s net profit declined by 20.04 percent compared to the corresponding period of the previous FY. The bank had posted a net profit of Rs 1.14 billion in the same period last year.

The bank’s net interest income decreased by 24.49 percent to Rs 2 TAG_OPEN_div_22.48 billion in the review period. In the previous fiscal year, the bank had posted a net profit of Rs 1.99 billion. Similarly, net fees and commission income increased by 14.37 percent to Rs 71.61 crore. In the previous FY, the bank had earned a net profit of Rs 62.61 crores.

In the first quarter of the current FY, the bank earned a total operating income of Rs 3.44 billion.TAG_OPEN_div_20 The income of the bank increased by 23.47 percent compared to the previous year. In the previous fiscal year, the bank earned Rs 2.78 billion.

The bank’s operating profit declined by 14.31 percent to Rs 1.TAG_OPEN_div_18 49 billion in the review period. The bank’s impermanence charge has reached Rs 71.39 crore. The distributable profit of the bank stood at Rs 1.94 billion in the review period.

With the bank’s profit, the earnings per share have also decreased.TAG_OPEN_div_16 In the review period, the bank’s income decreased by Rs 5 to Rs 19.95. As of mid-October, the bank has a net worth per share of Rs 178.64 and P/E ratio of 11.78 times.

As of the first quarter of TAG_OPEN_div_14 the current FY, the bank’s paid-up capital stood at Rs 18.36 billion. The bank has reserve fund of Rs 14.26 billion. The bank has collected deposit of Rs 290 billion and extended loan of Rs 234 billion till mid-October.