Kathmandu. Global IME Bank has launched a goal-based savings scheme that aims to save money as per the goal. Under this scheme, the mobile banking users of Global IME Bank will be able to start saving and manage their future plans in a big way.

Under this scheme, customers can save a minimum of Rs 50,000 to a maximum of Rs 5 lakh. In this plan, you should determine your goal and the amount needed to achieve that goal and aim for a minimum of 6 months to a maximum of 2 years of savings.

Customers can get information on their mobile phone to save monthly to reach the target and how much interest rate they will accrue, and when it will be achieved in order to reach the target online. Under this scheme, mobile banking users can start saving under different headings and manage their future plans.

There is also an option to keep the monthly requirement directly from the primary savings account or keep the monthly required amount on the specified date. In addition, customers can top up the amount they want in ‘goal-based savings’. The scheme also includes round-up savings. Under Roundup savings, customers will also get the facility to see how much money they want to save on the set target plan while making every merchant QR payment.

There are three different options in this roundup saving: Nearest Two, Flat and Percent. Customers can activate and activate this Roundup facility as per their need. Also, the options can be changed as needed.

When choosing the nearest one, it is important to specify how close you are to the amount. For example, if you pay Rs 224 in Merchant QR, it will be set to Rs 25, Rs 1 will be saved on the set target plan and Rs 30 will save on the set target plan and Rs 6 will be saved on the set target plan.

When choosing the flat amount option, you will consider how much money you will save in each transaction. For example, a flat amount of Rs 100 has been selected in the option and every merchant who pays in QR will save Rs 100 in the target scheme. When choosing the percentage option, a fixed percentage of each QR payment amount will be saved in the target plan. For example, if 10 percent is selected, then a QR payment of Rs 200 will save Rs 20 in the scheme.

The bank will provide the highest interest rate on the savings amount of the scheme. Under this scheme, the bank’s mobile banking users can save directly from their mobile banking app Global Smart Plus. In addition, the customers who have joined the scheme can close the account before the stipulated time. In addition, the entire process of this scheme can be operated by itself through mobile banking. Customers can also view their goal-based savings transaction details through Global Smart Plus.