Commercial banks earn 13.25 billion net profit: 18.77 percent decline, what is the reason for the decline?

लगानी न्यूज

२१ कार्तिक २०८२, शुक्रबार ०९:३१November 7, 2025

. In the first quarter of the current fiscal year, commercial banks have earned a net profit of around Rs 13.25 billion. According to the financial statements made public by banks and financial institutions, the profit of banks has decreased by 18.77 percent in the first quarter of the current FY.

The bank’s net profit declined to Rs 13.14 billion from Rs TAG_OPEN_div_23 16.18 billion in the first quarter of the last FY. Bankers say that in the last few years, the profitability of banks has fallen due to some developments, including the problems in the economy. Along with the economic slowdown, the Genji agitation in August has added to the problems in the business sector.

Some businesses are still closed due to some decisions taken by the interim government after the Genji movement. As a result, the bank’s profit has decreased due to the problem of recovery of interest and interest on the bank’s loan.

Due to various incidents in the country, it is difficult to recover the loan of the bank.TAG_OPEN_div_19 As a result, bad loans are on the rise. The amount of provision required by banks to manage bad loans has also increased. The impact of this has been seen on profits.

Agricultural Development Bank (ADB) is the bank that has lost the most profit in the first quarter of the current fiscal year.TAG_OPEN_div_17 The bank’s name has declined by 97 percent. Similarly, Nepal Investment Mega Bank’s profit has also decreased by 96.92 percent.

Rastriya Banijya Bank (TAG_OPEN_div_15 RBB) is the highest profitable bank during this period. The profit of the bank has increased by 295.70 percent. In the first quarter, the profit of 5 commercial banks has increased. The profit of the remaining 15 banks has decreased.