Kathmandu. Sanima Reliance Life Insurance Company has announced a new bonus rate for its customers. The company has announced the bonus rate for the fiscal year 2081/82.
The company has fixed a minimum bonus of Rs 20 to a maximum of Rs 75.
The company offers Term Life Insurance Plan (Regular), Term Life Insurance Plan (Single), Triple Term Insurance, Couples Term Insurance Plan, Term and Lifetime Advance Payment Plan, Annual Advance Payment Plan, Term Protection Insurance Plan (Regular Fee & Single Fee), 15 Year Advance Payment Plan, 20 Year Advance Payment Plan, Modified Annual Advance Payment Plan, Term, Term and Lifetime. The company is running Group Term, Limited Payment Periodic, Child Term (My Heart I) and Child Term (My Heart E).
Term Life Insurance Plan (Regular)
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Under this scheme, there is a bonus rate of Rs 35 for a period of 9 years. Bonus amount for 10 to 14 years is Rs 35, for 15 to 19 years it is Rs 40, for 20 to 24 years it is Rs 45 and for 25 years and above it is Rs 70.
Term Life Insurance Plan (Single)
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Under this scheme, a bonus rate of Rs 35 has been set for a period of 9 years. With 10 years to 14 years, bonus rate has been fixed at Rs 35, with 15 years to 19 years at Rs 38, with 20 years to 24 years at Rs 43 and with 25 years and above at Rs 65. The company has so far sold 3,971 insurance policies under the scheme.
Triple Term Insurance
Under this scheme, there is a bonus rate of Rs 20 for a period of 10 to 14 years. Bonus rate for 15 to 19 years has been set at Rs 20, for 20 to 24 years and Rs 30 for 25 years and above.
{{TAG_OPEN_strong_87}Couples Term Insurance Plan
Under this scheme, a bonus rate of Rs 20 has been fixed for a period of 15 years to 19 years. The bonus rate is Rs 25 for age group 20 to 24 years and Rs 30 for those above 25 years.
Term and Lifetime
Under this scheme, there is a bonus of Rs. 35 for a period of 9 years. Bonus amount for 10 to 14 years is Rs 35, for 15 to 19 years it is Rs 40, for 20 to 24 years it is Rs 45 and for 25 years and above it is Rs 70.
Advance Payment Plan
The bonus rate under this scheme is Rs.32 for a period of 10 years to 14 years. The bonus rate for 15 to 19 years has been fixed at Rs 37 and for 20 to 24 years it has been fixed at Rs 42.
Annual Advance Payment Plan
Under this scheme, bonus rate has been set at Rs 19 for 15 to 19 years and Rs 21 bonus for 20 to 24 years.
Term Suraksha Bima Yojana (Regular Fee & Single Fee)
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The bonus rate has been fixed at Rs 24 for the entire term of the regular premium and Rs 54 bonus for a single term.
15 Year Advance Payment Plan
The bonus rate has been fixed at Rs 41 for the entire duration of the scheme.
20 Years Advance Payment Plan
The bonus rate has been fixed at Rs. 45 for the entire duration of the campaign.
Converted Annual Advance Payment Plan
The bonus rate has been fixed at Rs 30 for the duration of the scheme.
Collective periodic
The bonus rate has been fixed at Rs 20 for the duration of this scheme.
Term and Lifetime
Under this scheme, there is a bonus rate of Rs 30 for a period of 9 years. Bonus rates for 10 to 14 years have been fixed at Rs 35, 15 to 19 years at Rs 40, 20 to 24 years at Rs 45 and above for 25 years and Rs 60.
Periodic
Under this scheme, there is a bonus rate of Rs 30 for a period of 9 years. Bonus amount for 10 years to 14 years is Rs 32, for 15 to 19 years it is Rs 35, for 20 to 24 years it is Rs 45 and for 25 years and above is Rs 75.
Limited Payment Periodic
Under this scheme, bonus facility for 10 to 14 years has been set at Rs 40, with 15 to 19 years old age bonus Rs 42, with 20 to 24 years and Rs 65 for 25 years and above.
Child’s Term (My Heart)
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Bonus amount for 10 to 15 years has been provided at Rs 22, with 16 to 20 years bonus at Rs 28, with 21 to 24 years bonus at Rs 35 and with 25 years and above at Rs 45.
Child’s Time (My Heart)
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The bonus rate for 10 to 15 years is Rs 20, with 16 to 20 years is Rs 27, with 21 to 24 years is Rs 32 and with 25 years and above is Rs 34.
The bonus rate will be applicable to any death claim, surrender claim, paid-up value claim, full term or part-time payment claim and current policy.






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