RSDC Microfinance’s profit rises due to provision bag

लगानी न्यूज

८ माघ २०८२, बिहीबार ११:४७January 22, 2026

. RSDC Laghubitta Bittiya Sanstha Limited (RSDC) has published its financial statements for the second quarter of the current fiscal year. According to the company’s financial report, its profit increased by 73.54 percent.

The company has earned a net profit of Rs 7,TAG_OPEN_div_24 66,72,000 in the second quarter of the current FY. The company had posted a net profit of Rs 3.67 crore in the same quarter last year.

Although the net interest income of the company decreased marginally during this period, the profit increased due to the reverse of the company’s provisions (impermanence charge).TAG_OPEN_div_22 In the review period, the net interest income of the microfinance company decreased by 4.01 percent to Rs 10.76 crore. In the second quarter of the last financial year, the company’s income was Rs 11.21 crore.

Similarly, the company’s net fee and commission income increased by 21 percent to Rs 24,TAG_OPEN_div_20 60,000 during the period. The company had posted a net profit of Rs 20.33 lakh in the previous fiscal year. In the first six months of the current fiscal year, the company’s total operating income declined by 1.72 percent to Rs 112.186 crore.

During the period, the operating profit of the company stood at Rs. 10.9 TAG_OPEN_div_18 6 crores. The company’s net profit increased by 69.48 percent. The company had posted a net profit of Rs 6.46 crore in the same quarter last year. In the second quarter, the microfinance company earned a distributable profit of Rs 6.68 crore and a distributable income of Rs 12.93 crore.

With the profit, the earnings per share of the microfinance company has also increased.TAG_OPEN_div_16 In the review period, the income of the microfinance company increased by Rs 5.47 to Rs 14.83. As of mid-January, the company has a price-to-earnings ratio of 43.15 times and a net worth per share of Rs 125.15.

The microfinance company has a paid-up capital of Rs 1.03 billion and reserve fund of Rs 26.23 crore.TAG_OPEN_div_14 In the first six months, the microfinance company has extended loans of Rs 5.31 billion through borrowing of Rs 5.01 billion.