Kathmandu. KATHMANDU: Nepal Rastra Bank (NRB) has revised its current capital loan guidelines. KATHMANDU: Nepal Rastra Bank (NRB) has made the second amendment to the current capital loan guideline, 2079 BS.

In which the banks and financial institutions have to provide periodic loans for Permanent Working Capital Need.

The repayment period of such term loan should be determined in accordance with its current capital loan policy. The limit referred to in sub-point (b) will not be applicable for this loan. The periodic nature of the loan can be re-tabulated only once up to Ashad 2083 on the basis of need and justification by analyzing the cash flow and financial statements of the borrower. Such loan re-tabulation shall not be deemed to have been re-tabulated for the purpose of loan classification and loan loss provision.

Similarly, a new

arrangement may provide a loan of less than 1 year for fluctuating working capital need and periodic nature of Permanent Working Capital Need, subject to the limitation of Point No. 3.2 (a), if the Licensee Institution is identified as Permanent Working Capital Need, up to Rs. 20 million (up to Rs. 40 Million in case of Manufacturing Industry) in the case of a borrower utilizing the current capital loan.

Yes.

Similarly, the cash credit account should have outstanding balance of less than 30 percent of the credit limit for at least 7 consecutive days at any one time of the financial year.