How did Lumbini Bikas Bank earn more than 200 percent profit?

लगानी न्यूज

२१ श्रावण २०८३, बिहीबार १०:४७August 6, 2026

. Lumbini Bikas Bank has published its unaudited financial statements for the fourth quarter of the fiscal year 2082/83. According to the financial statement released by the bank, all the indicators including the profit of the bank are positive.

The bank has earned a net profit of Rs. 85.TAG_OPEN_div_30 10 crore in the last FY. The profit of the bank increased by 252.96 percent compared to the previous fiscal year 2081-82. The bank had posted a net profit of Rs 24.11 crore in the previous fiscal year.

In the review period, the bank’s net interest income increased by 7.53 percent to Rs 1.99 billion while operating profit increased by 108.50 percent to Rs 1.21 billion.TAG_OPEN_div_28

Due to improvement in loan recovery, the bank’s impairment charge has come down significantly to Rs 13.50 crore from Rs 77.87 crore in the previous year.TAG_OPEN_div_26 As a result, the bank’s profitability and other indicators have become positive. In the review period, the bank’s earnings per share increased from Rs 6.65 to Rs 23.48.

Following regulatory adjustments, the bank has strengthened its ability to distribute dividends to shareholders. The net distributable profit till mid-July of the last fiscal year stood at Rs 43.12 crore.

Including the accumulated profit of the previous fiscal year, the total distributable profit till the end of the last fiscal year was Rs 61.55 crore. The bank’s distributable profit stood at Rs 16.99 per share as against Rs 5.09 per share in the previous FY.

At the end of the last FY, the bank’s paid-up capital stood at Rs 3.62 billion.TAG_OPEN_div_20 The bank’s total equity stood at Rs 7.74 billion.

The bank has collected deposit of Rs. 57.44 billion from its customers and extended loan to its customers with a total deposit of Rs. 47.TAG_OPEN_div_18 05 billion. During the period, the total assets of the bank stood at Rs 67.93 billion.

The bank’s bad loans stood at 6.94 percent in the last fiscal year.TAG_OPEN_div_16 The NPL of the bank was 4.71 percent in the same period of the previous FY.