Interest income of banks declines by 5.2 percent, 16 out of 20 banks decline

लगानी न्यूज

२७ कार्तिक २०८३, शुक्रबार १३:१०November 13, 2026

{{TAG_OPEN_div_33} Kathmandu. The interest income of commercial banks has declined. In the first quarter of the current fiscal year 2083/84, 20 commercial banks have earned a total interest income of Rs 113.24 billion.

This is a decline of 5.2 percent compared to the same period of the previous financial year 2082/83. In terms of amount, the interest income of commercial banks decreased by Rs 6.20 billion. In the first quarter of the last financial year, the banks had earned a total interest income of Rs 119.45 billion.TAG_OPEN_div_31

Interest income of 16 out of 20 commercial banks decreased while income of 4 banks increased. Among the banks that saw the biggest decline in interest income, Prabhu Bank was seen in percentage. The interest income of the bank decreased by 18.8 percent to Rs 5.24 billion.

Similarly, the interest income of NIC Asia Bank declined by 16.81 percent to Rs 5.27 billion. The interest income of Kumari Bank declined by 15.68 percent to Rs 6.18 billion. Himalayan Bank’s interest income decreased by 12.13 percent, Nepal Investment Mega Bank by 11.07 percent and Citizens Bank by 10.65 percent.TAG_OPEN_div_27

Similarly, the interest income of Prime Commercial Bank decreased by 10.03 percent, Nepal SBI by 7 percent, Everest Bank by 6.64 percent, Sanima Bank by 6.29 percent and Agricultural Development Bank by 5.6 percent.TAG_OPEN_div_25

On the other hand, Rastriya Banijya Bank has improved its interest income significantly. The interest income of the bank has increased by 26.92 percent to Rs 9.02 billion. In terms of amount, the highest growth has been made by Rastriya Banijya Bank.TAG_OPEN_div_23

Machhapuchchhre Bank’s interest income increased by 1.56 percent to Rs 3.5 TAG_OPEN_div_21 3 billion. Nepal Bank increased by 0.2 percent, Siddhartha Bank by 0.56 percent and on the basis of amount.

Global IME Bank is at the top in terms of total interest income. The bank has earned an interest income of Rs 10.13 billion in the review period. Nabil Bank is in the second position with an income of Rs 9.61 billion and Rastriya Banijya Bank is in the third position with Rs 9.02 billion.TAG_OPEN_div_19