Deposits increased by 3.20 percent in 3 months despite the fall in interest rates.
लगानी न्यूज
Kathmandu. Both deposit collection and loan investment of commercial banks have increased. Despite the reduction in the interest rate on deposits, the deposits of commercial banks increased by 3.20 percent in the first three months of the current financial year.
According to the financial statements of the first quarter released by commercial banks, the deposit collection of banks as well as credit investment has also increased during the review period. The credit investment of banks has increased by 3.32 percent in the three months.TAG_OPEN_div_40
Commercial banks collected a total of Rs 7.642 trillion 642 billion 41 lakh 41 thousand till the first quarter. The total credit investment of banks during this period has reached Rs 5.107 trillion 93 billion.
Till the end of the last financial year, the commercial banks had collected a total of Rs 74.04 billion 39.92 million in deposits. During the same period, the total loan investment of the banks was Rs 4.94 trillion 63 billion.
Both the deposits and credit investments of the banks have increased in the first quarter compared to the end of July. Even when the interest rate of deposits is falling, the increase in deposit collection is increasing the savings in the banking system.
Rastriya Banijya Bank is the bank that collected the highest deposits till the end of October of the current fiscal year. The bank has collected deposits of more than Rs 714.67 billion till the end of October. Similarly, Global IME Bank is the second bank in deposit collection, Nabil Bank in third and Nepal Investment Mega Bank in fourth.TAG_OPEN_div_32
Nepal SBI Bank has been the bank with the highest increase in deposits in the last three months. The bank’s deposits have increased by 12 percent.TAG_OPEN_div_30
The deposits of Everest Bank and Kumari Bank have increased by more than 6 percent. In the first three months of the current fiscal year, the deposits of two banks have decreased. The deposits of NIC Asia Bank and Prime Commercial Bank have decreased during this period.TAG_OPEN_div_29
Similarly, Nabil Bank is the largest lender in the first three months of the current fiscal year. The bank has invested more than Rs 4.76 trillion.TAG_OPEN_div_27
Similarly, Global IME Bank invested Rs 471 billion, Rastriya Banijya Bank Rs 340 billion and Nepal Investment Bank Rs 322 billion. Kumari Bank was the bank that increased the maximum loan investment during the month. The bank expanded its loan portfolio by 7.67 percent.TAG_OPEN_div_25
Similarly, the loan investment of Global IME Bank has increased by 7.48 percent. In the first three months of the current fiscal year, the loan investment of 2 banks has decreased. During this period, the loan investment of Prabhu Bank and NIC Asia Bank has decreased.TAG_OPEN_div_23
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